Something to Keep in Mind

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By 7:35 this morning, I’d already had a “day” of today.

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As I rolled out of bed and glanced at my phone, I saw a text from my bank saying I was overdrawn. I didn’t believe it. They must have gotten something wrong. I love to budget and I love to know where every penny I have is headed. While it was possible I had messed something up, it wasn’t very likely.

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I continued getting ready for my day, reminding myself to look deeper into the bank issue as soon as I could.

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I was dressed and ready to head out the door, just as soon as I prepared my yogurt. I dump it in a short glass, cover it with blueberries and granola, and sprinkle several chocolate chips on top. My husband, who had a stomach ache a couple days before, had told me earlier that he’d had some yogurt, made just the way I do, and he thought it had cured his stomach issues.

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Noticing that it was time for me to head to my vehicle, I was hurrying to fill the glass, toss the blueberries in, add the granola, and- where are the chocolate chips? I turned to my husband and asked if he’d had any when he made his breakfast the day before.

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He wrinkled his brow in concentration as if trying to remember (like anyone forgets eating chocolate chips). Yes, yes, he thought he had. I pulled a chair over to the upper cabinet, spinning it around like it was a merry-go-round, looking for the yellow bag.

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“It seems like there weren’t many left in the bag,” he muttered, pretending to look as if he were also looking for the bag.

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That got my attention. “So is there a chance that you finished them and didn’t tell me? Because if I don’t know we’re out, I can’t buy more.”

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“Yep, that’s probably what happened,” he said. I nodded grimly and got down from the chair, scooting it back across the room.

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I suffered through my chocolate chip-less breakfast.

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Later, I also got to the bottom of my bank issue. I had known a big credit card payment was coming up, so I’d paid over half of it a couple weeks early, thinking that when the payment came up, the credit card company would count that initial payment toward the debt. Nope. The credit card company saw that as a bonus payment and took the big payment out too!

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It took some shuffling to cover that problem and I’m afraid I was fairly short with the poor guy who answered the call at the credit card company.

As I said, it had been a day!

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But, as I have taught myself to do when I’m especially irritated about things, I took a look around and I found several things I could add to my gratitude journal.

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I’m grateful I don’t work for a credit card company.

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I’m grateful that I was able to cover the debt, even though I wasn’t prepared for it.

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I’m grateful I was heading out the door to work with a couple of amazing people.

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I’m grateful my car was full of gas to get me there.

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And I’m grateful the store had plenty of bags of chocolate chips for my breakfast tomorrow.

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The very best time to notice all you have is always when you think things can’t get any worse.

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